Enrollment in the Medical and Dental Plans is effective on September 1st for 10 month appointments (September – June) and requires completion of an Enrollment Application. For all other positions the coverage effective date is after 60 days of employment. Enrollment applications must be returned within 60 days of appointment.

Medical benefits are provided through the State Health Benefits Plan (SHBP). There are Four Plan Options from which to choose, as well as the option to waive health benefits coverage, provided you have proof of other medical coverage.

For more information regarding these plans,contact:
NJ Direct10 (Plan #050) at www.horizonblue.com/shbp
NJ Direct15 (Plan #150) at www.horizonblue.com/shbp or                1-800-414-7427

Aetna HMO (Plan #019) at www.aetna.com/statenj or              1-877-State NJ
CIGNA Healthcare (Plan #020) at www.cigna.com or               1-800-564-7642

Prescription drug coverage is provided through MEDCO
1-800-818-6634 or visit the website at www.medco.com 

To request mail order forms and ID cards, please follow the link:

https://host1.medcohealth.com/medco/consumer/mybenefits/envlite.jsp?bmkinfo=c&BV_SessionID=@@@@0635420402.1137176911-mm514717462604@@@@&BV_EngineID=ccefaddgkekhmdicfklcgffdghfdfgo.0&accessLink=jump_page/JP_Envelopes_Forms

The Opt-Out payments for waiving medical/prescription drug coverage are as follows:

• $1,000 for waiving single coverage
• $2,000 for waiving employee/spouse or employee/ child coverage
• $3,000 for waiving family coverage

The total amounts listed above are divided into equal quarterly payments, paid through payroll at the end of the quarter. You must be eligible for the entire quarter of coverage, and remain employed by the College to receive the waiver payment.

• State Health Benefits Program: http://www.state.nj.us/treasury/pensions/shbp.htm
  
  
• Horizon BC/BC: 800-414-7427
  
  
• Unified Provider Directory (to determine which doctors are in which plan): http://www.geoaccess.com/directoriesonline/stateofnewjersey/1_begin.asp

Seven different dental plans are available based on one of two different plan designs, i.e. a Dental Expense Plan and Dental Plan Organization (DPOs). A side-by-side comparison of dental benefits is available in Fact Sheet #37, which is available on the State Health benefits website at:http://www.state.nj.us/treasury/pensions/fact37.htm 

Dental Plan Options and plan contact information are available at the State Dental website
http://www.state.nj.us/treasury/pensions/employee-dental-plans.htm.

Dental Coverage for Faculty Members is provided through the Delta Dental Plan of New Jersey. The plan is Delta Premier and requires an employee payroll deduction based upon the level of coverage elected.

Get your Delta Dental Card Online!
1. Go to Delta Dental's Website at www.deltadentalnj.com and click "Members"
2. Log on to Benefits Connection
3. Click "Print ID Card"
4. If you have questions, please contact Delta Dental directly at      (800) 452-9310.

• http://www.deltadentalnj.com  ~   800-452-9310